Cookie Policy

How Melius Residential uses cookies on this website, and how you can manage them.

What are cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work, to improve your experience, and to provide information to the owners of the site.

How we use cookies

This website uses a small number of cookies. Some are essential for the website and our cookie consent tool to function, some help us understand how visitors use the site (analytics), and some are set by third-party services we use, such as spam protection on our enquiry forms.

When you first visit our website you will see a cookie banner where you can accept or decline non-essential cookies. You can change or withdraw your consent at any time by clicking the cookie icon in the corner of the page, or by clearing cookies in your browser and revisiting the site.

Cookies we use

Essential and functional cookies

These cookies are necessary for the website to function and cannot be switched off. They are only set in response to actions you take, such as setting your cookie preferences.

Cookie	Provider	Purpose	Duration
cmplz_banner-status, cmplz_consented_services, cmplz_functional, cmplz_marketing, cmplz_policy_id, cmplz_preferences, cmplz_statistics	Complianz (this website)	Store your cookie consent preferences	365 days
wordpress_, wp-settings-	WordPress (this website)	Used only when site administrators log in to manage the website; not set for normal visitors	Session to 1 year

Analytics cookies (set only with your consent)

We use Google Analytics to understand how visitors use our website, for example which pages are most popular. This information is aggregated and does not directly identify you.

Cookie	Provider	Purpose	Duration
_ga	Google Analytics	Distinguishes individual visitors	2 years
_ga_ZPHMLCS2YL	Google Analytics	Maintains session state	2 years

Third-party cookies

Our enquiry forms are protected by Google reCAPTCHA, which helps prevent spam and abuse. When you use a page containing one of our forms, Google may set the following cookie:

Cookie	Provider	Purpose	Duration
_GRECAPTCHA	Google reCAPTCHA	Spam protection for our enquiry forms	6 months

Use of reCAPTCHA is subject to the Google Privacy Policy and Terms of Service.

Other third-party services

This website uses Google Fonts to display text. Google Fonts does not set cookies, but your IP address is processed by Google when fonts are loaded. For more information please see the Google Privacy Policy.

Managing cookies in your browser

Most web browsers allow you to view, manage, delete and block cookies through your browser settings. Please note that if you block all cookies, parts of this website may not work as intended. Guidance can usually be found in your browser’s help section.

More information

For details of how we handle personal information more generally, please see our Privacy Policy.

If you have any questions about our use of cookies, please contact us at info@meliusresidential.com.

Last updated: 10 June 2026

We Can Support

First Time Buyers

Buying your first home is an incredibly exciting time and we are delighted to be in a position to help you on this journey.

Self Employed Mortgages

Being self-employed comes with its perks and plus points but obtaining a quality mortgage can sometimes be extremely tough. If you want to purchase a property, the process of obtaining a mortgage can often be tremendously frustrating.

Struggles can arise when it comes to proving you have a steady income stream that is both substantial enough to support a family whilst also maintaining your mortgage repayments.

At Melius, we can help you secure your desired mortgage, no matter what your self-employed circumstances are. Whether you’ve only been trading for a short period, or you only pay yourself a small wage, we will help make the process as easy, streamlined, and stress-free as possible, whatever the amount you want to lend.

Buying To Let

Taking a buy to let mortgage is a little different from buying the home that you intend to live in, and we’re here to guide you through every step of the way.

The Financial Conduct Authority does not regulate some forms of Buy-To-Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.

Large Buy To Let Mortgages

When it comes to million-pound buy-to-let mortgages, there’s no perfect fit. That said, with access to hundreds of lenders, at Melius we negotiate and secure the most suitable buy-to-let mortgage rates available to you.

The UK is home to one of the most competitive buy-to-let mortgage markets in the world and encompasses everyone from major banks to building societies.

Working alongside you as trusted advisor, at Melius Finance we will help you with the presentation of your assets and finances accordingly.

Re-Mortgaging

Re-Mortgaging is the process of transferring your mortgage from your current lender to a new one, usually with the aim of securing a better deal than your current.

Large Mortgage Loans

We help high-net-worth and esteemed clients secure large mortgage loans across the UK and global property market. With exclusive access to hundreds of lenders, we have a vast understanding of every type of mortgage available, from buy-to-let properties to a large family home.

At Melius, we make obtaining a large mortgage loan simple and straightforward. Our team of knowledgeable and dedicated experts specialise in identifying the most suitable mortgage rate for you and act on your behalf throughout the entire process. We also pride ourselves on how we go about advising on large mortgage loans for wealthy individuals and their family homes, providing an unprecedented service to our clients.

Finding the most suitable large mortgage solution for you is what we thrive on, helping you purchase that high-end family home you’ve worked so hard to acquire.

Million Pound Mortgages

At Melius, we have the ability to search for million pound mortgages thanks to our extensive industry knowledge and vast network of lenders.

We provide comprehensive lending solutions from £1m to several million pounds, and we are always thoughtful and robust.

Our passion, experience, and knowledge of the market enables us to help organise million-pound mortgages for any type of client.

Private Bank Mortgages

At Melius, we work tirelessly to secure high value, multifaceted, and personalised private bank mortgages across the UK. Reputation is key in this sector, while our access to the private banking sector is extensive. In addition, many leading private banks are comfortable working with us on complex mortgage scenarios.

Often suited to high-net-worth wealthy individuals, a private bank mortgage is a viable option for your mortgage requirements and can even provide more competitive rates and products compared to those on the high-street.

With access to almost every private bank in the country, we can move fast and present you with options domestic banks simply cannot.

Releasing Equity from High Value Properties

Do you own a high-value property or extensive real estate portfolio? Releasing capital from a property can make perfect sense, even more so if you aspire to renovate your home, retire, or enjoy an expensive trip away.

With this in mind, high value equity release has become even more enticing, presenting many property owners and investors with an opportunity to release equity from one or more of their homes.

Complex Mortgages

At Melius, no mortgage is too complex- we are dedicated to try and help you whatever the circumstances, and aim to find you the most suitable solution depending on your individual needs.

High Value Mortgages

A high loan-to-value (LTV) ratio of a mortgage is gaged as a percentage of the property’s value. Lenders want to share as much risk as possible when it comes to high-value mortgages, even more so when it comes to couples and families.

It’s important to note that the risk that the lender puts on the mortgage is always expressed in the interest rate your lender provides. With this in mind, we encourage you to discuss your high loan-to-value mortgage options with the team here at Melius.

The Financial Conduct Authority does not regulate some forms of Buy-To-Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.

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