About Us
With several years’ experience in the mortgage and protection industry, Melius have grown and developed their skills through helping many clients across the North West achieve their housing goals and dreams.
Your home may be repossessed if you do not keep up repayments on a mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
About Melius
Melius Residential was founded in 2018 by James and Daniel, who became frustrated working for a high-street lender and having to turn away clients they knew were mortgageable. Since then, the business has grown into a fully-fledged mortgage and protection firm with a team of advisers and case managers supporting over 2,000 clients who trust us to manage their mortgages.
Alongside our sister company, Melius Commercial, we can service all regulated and non-regulated lending enquiries, offering a complete solution for residential, commercial, and specialist finance.
At Melius, we don’t just facilitate transactions; we build enduring relationships based on trust, integrity, and mutual success. Our mission is to empower clients and partners alike, navigating the financial landscape together with confidence and clarity.
Our team are passionate, knowledgeable and approachable and are on hand to support, so please feel free to get in touch today.
At Melius, we don’t just facilitate transactions; we build enduring relationships based on trust, integrity, and mutual success. Our mission is to empower clients and partners alike, navigating the financial landscape together with confidence and clarity.
Our team are passionate, knowledgeable and approachable and are on hand to support, so please feel free to get in touch today.
We Can Support
First Time Buyers
Self Employed Mortgages
As of the first quarter of 2026, there were around 4.57 million self-employed workers* in the United Kingdom, with many in need of specialist mortgage advice. At Melius, we can provide that advice.
Please be aware that by clicking on to the above link you are leaving Melius Finance Ltd website. Please note that Melius Finance Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Buying To Let
Taking a buy to let mortgage is a little different from buying the home that you intend to live in, and we’re here to guide you through every step of the way.
The Financial Conduct Authority does not regulate some forms of Buy-To-Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.
Re-Mortgaging
Re-Mortgaging is the process of transferring your mortgage from your current lender to a new one, usually with the aim of securing a better deal than your current.
Large Mortgage Loans
At Melius, we aim to make obtaining a large mortgage loan as simple and straightforward as we can. Our team of knowledgeable and dedicated experts specialise in identifying the most suitable mortgage rate for you and act on your behalf throughout the entire process.
Million Pound Mortgages
At Melius, we have the ability to search for million pound mortgages thanks to our extensive industry knowledge and vast network of lenders.
Complex Mortgages
When it comes to dealing with complex mortgages, Melius can handle everything from unconventional mortgages to complex property types, working with a multitude of lenders to deliver the most appropriate service possible for you.
Indeed, our expertise has seen us provide complex mortgages for numerous people, be them family-orientated or established individuals, and have negotiated and sourced numerous multifaceted, million-pound-plus mortgages.
At Melius, no mortgage is too complex – we are dedicated to sourcing you the most suitable deal, whatever the circumstances.
High Value Mortgages
A high loan-to-value (LTV) ratio of a mortgage is gaged as a percentage of the property’s value. At Melius, our experience enables us to offer you the best advice possible with regards to High Value Mortgages.
The Financial Conduct Authority does not regulate some forms of Buy-To-Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.
