Why Melius Residential?
Expert
Guidance:
With over 15 years of industry experience, our knowledgeable team reviews every enquiry to ensure you’re matched with the most suitable product for your needs and circumstances.
Speed and
certainty:
Life is busy, while you focus on what you do best, we focus on what we do best. You can rely on us to connect you with the right mortgage quickly, efficiently, and with complete transparency.
Whole of
market:
As whole-of-market mortgage brokers, we have access to all lenders available to intermediaries. Our expertise in navigating lender criteria means we can identify the right solution even in complex situations.
Relationship-based broker:
At Melius, our service doesn’t end when your mortgage completes. We stay in touch throughout your mortgage term, reviewing your rate and circumstances to ensure you are always in the best-advised position.
Finding the perfect match
Key Products
First Time Buyers Mortgages
Buying your first home can feel overwhelming, with estate agents, solicitors, lenders, and a mountain of new terminology. We guide you through every step, explaining everything clearly and supporting you from your first enquiry to the day you get your keys.
And once you’re in your home, we remain by your side, reviewing your mortgage regularly to ensure it continues to suit your preferences and financial goals.
Self Employed Mortgages
There are around 4.4 million self-employed people in the UK, and securing a mortgage can feel more complicated when your income isn’t straightforward. At Melius, we specialise in self-employed lending, whether you’re a sole trader, partner, or limited company director. Different lenders assess income in different ways, which creates more opportunities for us to find the right solution for you.
Product-transfer/Remortgage:
Is your current mortgage rate coming to an end? We compare your existing lender’s product transfer options with the rest of the market to ensure you’re getting the best deal available. Whether you want to reduce your monthly payments, raise additional funds, or simply secure a better rate, we’re here to help.
Buy-To-Let Mortgages
Whether you’re investing personally or through a limited company, our buy-to-let specialists can help. We advise on all types of investment property, including:
· Standard residential buy-to-let
· Limited company SPVs
· HMOs
· Multi-unit blocks
· Semi-commercial properties
Whether you’re building a portfolio or generating additional income, we’ll guide you through the most suitable options.
We Can Support
First Time Buyers
Self Employed Mortgages
As of Oct 2022, approximately 4.2 million people* in the UK are Self-Employed, with many in need of specialist mortgage advice. At Melius, we can provide that advice.
Please be aware that by clicking on to the above link you are leaving Melius Finance Ltd website. Please note that Melius Finance Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Buying To Let
Taking a buy to let mortgage is a little different from buying the home that you intend to live in, and we’re here to guide you through every step of the way.
The Financial Conduct Authority does not regulate some forms of Buy-To-Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.
Re-Mortgaging
Re-Mortgaging is the process of transferring your mortgage from your current lender to a new one, usually with the aim of securing a better deal than your current.
Large Mortgage Loans
At Melius, we aim to make obtaining a large mortgage loan as simple and straightforward as we can. Our team of knowledgeable and dedicated experts specialise in identifying the most suitable mortgage rate for you and act on your behalf throughout the entire process.
Million Pound Mortgages
At Melius, we have the ability to search for million pound mortgages thanks to our extensive industry knowledge and vast network of lenders.
Complex Mortgages
At Melius, no mortgage is too complex- we are dedicated to try and help you whatever the circumstances, and aim to find you the most suitable solution depending on your individual needs.
High Value Mortgages
A high loan-to-value (LTV) ratio of a mortgage is gaged as a percentage of the property’s value. At Melius, our experience enables us to offer you the best advice possible with regards to High Value Mortgages.
The Financial Conduct Authority does not regulate some forms of Buy-To-Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.
